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Health Insurance

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At UMass Chan Medical School, our health plans offered through the Group Insurance Commission (GIC) provide comprehensive coverage and the flexibility to help you make the right choice for you and your family. Click on the left navigation menu items to access other benefit option information.

To access health insurance information, click the Benefit Summaries button below (or on the top navigation bar):

To access health insurance forms, click the Benefit Forms button below (or on the top navigation bar):

Enrollment Information

You must enroll as a new hire within your first 21 calendar days of employment; otherwise, you may enroll during the Open Enrollment period that occurs each April/May with coverage effective July 1. Note: Certain family status changes may enable you to enroll other than as a new hire or during open enrollment. Please refer to the Life Events tab in the top navigation bar for more information.

When does coverage begin?

*Effective July 1, 2024, coverage begins on the first day of the month following your date of hire. If your day of hire falls on the first of the month, then your benefit begins that same day.

*Please email benefits.umms@umassmed.edu for more details on coverage effective dates if hired between April 3, 2024, and June 30, 2024.

Coverage options for the Interim Period

It is recommended that all UMass Chan employees arrange for health insurance coverage during an interim waiting period. Contact the HR Benefits Department for coverage options.

For information on the Health Insurance Buy-Out option, please click the button below:

If you are a non-benefited employee, please click the button below for more information:


In the event that there is any inconsistency between this summary and any legal printed documents, including all plan provider legal documents, the legal documents govern. The benefit information provided is a summary of what we cover and what you pay. It does not list every service that we cover or list every limitation or exclusion. UMass Chan benefits, premiums, deductibles, and/or copayments/coinsurance may change at any time without notice. To get a complete list of services we cover, please call the health plan. Copies of plan summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). Also, copies of each health plan provider benefit summary are available at http://www.mass.gov/gic/sbc.