Dental Insurance

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UMass Medical School (UMMS) offers eligible non-union and SHARE employees, their spouses and dependent children, the choice between two dental insurance options through Cigna: the Basic Plan (UMMS pays the entire cost) or the Plus Plan (UMMS shares the cost with the employee). 

To access dental insurance plan information, click the Benefit Summaries button below (or on the top navigation bar):

To access dental insurance forms, click the Benefit Forms button below (or on the top navigation bar):

Enrollment Information

You must enroll as a new hire within your first 10 calendar days of employment; otherwise, you may enroll during the Open Enrollment period that occurs each April/May with coverage effective July 1. Note: Certain family status changes may enable you to enroll other than as a new hire or during open enrollment. Please refer to the Life Events tab in the top navigation bar for more information.

When does coverage begin?

Coverage begins on the first of the month following 60 days of employment, or two full calendar months, whichever occurs first.

Important Notes:

  • If you are in the AFSCME, MNA, NAGE or NEPBA union, you receive your dental insurance through the union. Please contact the union for more information.
  • Your Member ID with Cigna Dental is your UMass Employee ID preceded by a “0” (zero). We do not feed Social Security numbers to Cigna. Cigna has a pseudo SSN in their system that is assigned to you.

In the event that there is any inconsistency between this summary and any legal printed documents, including all plan provider legal documents, the legal documents govern. The benefit information provided is a summary of what we cover and what you pay. It does not list every service that we cover or list every limitation or exclusion. UMMS benefits, premiums, deductibles, and/or copayments/coinsurance may change at any time without notice. To get a complete list of services we cover, please call the health plan. Copies of plan summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). Also, copies of each health plan provider benefit summary are available at http://www.mass.gov/gic/sbc.