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Benefit Summaries

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Health Insurance Plan Summaries                                                                               

2018-2019 GIC Benefits Decision Guide  A complete book of all benefits offered through the GIC.

2018-2019 New Hire Benefits At-A-Glance Guide  A complete book of all benefits offered through the GIC.

Benefits At-A-Glance Brochure  A high-level, interactive online guide you can click through to view your benefit options.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Dental Insurance Plan Summaries                                                              

2018 Cigna Dental Basic Plan Summary  A summary of benefits offered through the Cigna Dental Basic Plan.

2018 Cigna Dental Plus Plan Summary  A summary of benefits offered through the Cigna Dental Plus Plan.

Benefits At-A-Glance Brochure  A high-level, interactive online guide you can click through to view your benefit options.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Cigna Dental Flyer  An overiew for general tips on good dental hygiene.

Vision Insurance Plan Summaries                                                                              

Guardian Plan Summary  A summary of benefits offered through the Guardian Vision Plan.

Benefits At-A-Glance Brochure  A high-level, interactive online guide you can click through to view your benefit options.

Benefits Summary Guide for Staff   A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Optional Life Insurance Plan Summaries                                                               

2018-2019 GIC Benefits Decision Guide  A complete book of all benefits offered through the GIC.

Benefits At-A-Glance Brochure  A high-level, interactive online guide you can click through to view your benefit options.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS. 

Short-Term Disability Plan Summaries                                                                   

Short-Term Disability Q&A  A question and answer (Q&A) guide on the Short-Term Disability Plan.

Short-Term Disability At-a-Glance Brochure  A high-level summary on the Short-Term Disability Plan.

Short-Term Disability Certificate of Coverage Booklet  A detailed booklet on the Short-Term Disability Plan coverage.

Short-Term Disability Rate Chart & Premium Calculation Sheet  A rate chart and how to calculate your short-term disability plan premium.

Long-Term Disability Plan Summaries                                                                        

2018-2019 GIC Benefits Decision Guide  A complete book of all benefits offered through the GIC.

Benefits At-A-Glance Brochure  A high-level, interactive online guide you can click through to view your benefit options.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS. 

Sick Leave Bank Plan Summaries                                                                            

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Health Care Spending Account (HCSA) Plan Summaries                                               

2018-2019 GIC Benefits Decision Guide  A complete book of all benefits offered through the GIC.

FY19 FSA Handbook  A handbook of FSA programs offered through the GIC. 

2018-2019 Online Re-enrollment Instructions  Step-by-step instructions on how to enroll online in the HCSA.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Dependent Care Assistance Program (DCAP) Plan Summaries                                      

2018-2019 GIC Benefits Decision Guide  A complete book of all benefits offered through the GIC.

FY19 FSA Handbook  A handbook of FSA programs offered through the GIC. 

2018-2019 Online Re-enrollment Instructions  Step-by-step instructions on how to enroll online in the DCAP.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Child Care Assistance Plan Summary                                                                           

Child Care Assistance Handbook/Forms  Program handbook and application packet for the Child Care Assistance Program.

Massachusetts State Employees' Retirement System (MSERS) Plan Summaries        

Massachusetts State Employees' Retirement System Benefit Guide  A complete guide to the MSERS.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

State Retirement Pension Chart (Hires prior to 4-2-12)  Massachusetts retirement percentage chart for members who entered service prior to April 2, 2012.

State Retirement Pension Chart (Hires on/after 4-2-12)  Massachusetts retirement percentage chart for members who entered service after April 2, 2012.

State Retirement Contract Service Buyback Requirements  Service buy-back requirements for contract employees.

Optional Retirement Program (ORP) Plan Summaries                                           

ORP Benefits Guide  A complete guide to the ORP.

ORP Life Insurance Flyer  A flyer which provides highlights of the ORP Life Insurance benefit. 

ORP Long-Term Disability Insurance Flyer  A flyer which provides highlights of the ORP Long-Term Disability Insurance benefit. 

ORP Employer Contribution Rates  A breakdown of the Commonwealth's contribution rate to the ORP.   

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

ORP Investment Providers:

Fidelity Investments  A high-level overview and how to enroll in the ORP through Fidelity Investments.

TIAA  A high-level overview and how to enroll in the ORP through TIAA.

VALIC  A high-level overview and how to enroll in the ORP through VALIC.

Please note: Do not complete enrollment forms or open a vendor account until you are notified of your ORP eligibility by the Benefits Department.

University of Massachusetts 403(b) Elective Deferral Plan Summaries                     

403(b) & 457(b) Comparison Chart  A comparison of the 403(b) & 457(b) plans.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-glance for Staff  A high-level, "At-a-Glance" overview of benefit options at UMMS.

Commonwealth of Massachusetts 457 Deferred Comp Plan (SMART Plan) Summaries

403(b) & 457(b) Comparison Chart  A comparison of the 403(b) & 457(b) plans.

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

Tuition Plan Summaries                                                                                              

Benefits Summary Guide for Staff  A detailed summary of all benefits offered at UMMS.

Benefits At-A-Glance for Staff  A high-level, "At-A-Glance" overview of benefit options at UMMS.

529 College Savings Plan Summary                                                                            

Click here for information on the 529 College Savings Plan.

Leaving the University Guides                                                                                     

Leaving the University Guide for Benefited Employees  A guide for benefited employees leaving UMMS. (Includes checklist and links to forms).

Leaving the University Guide for Non-Benefited Employees  A guide for non-benefited employees leaving UMMS. (Includes checklist and links to forms).

Leaving the University Guide for Post-Docs  A guide for post-docs leaving UMMS. (Includes checklist and links to forms).

In the event that there is any inconsistency between this summary and any legal printed documents, including all plan provider legal documents, the legal documents govern. The benefit information provided is a summary of what we cover and what you pay. It does not list every service that we cover or list every limitation or exclusion. UMMS benefits, premiums, deductibles, and/or copayments/coinsurance may change at any time without notice. To get a complete list of services we cover, please call the health plan. Copies of plan summaries and the GIC Benefits Decision Guide are available in the Benefits Department or from the vendor(s). Also, copies of each health plan provider benefit summary are available at http://www.mass.gov/gic/sbc.S

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