Benefits Guide and Stipend Information For Residents and Fellows
HEALTH INSURANCE BENEFITS
Residents and fellows working at least 50% time are eligible for benefits. The University provides a range of health plan choices, providing comprehensive coverage through a range of provider networks. Choices include indemnity plans, PPO-Types (Preferred Provider Organizations), POS (Point of Service, HMOs (Health Maintenance Organizations) and an EPO (Exclusive Provider Organization). Employees contribute 25% of the premium cost through payroll deduction.
Coverage is effective on the first of the month following 60 days of employment.
Date of Hire: June 3 to July 3; Coverage Begins: SEPTEMBER 1
Date of Hire: July 4 to August 2; Coverage Begins: OCTOBER 1
For complete plan details, go to: www.mass.gov/orgs/ group-insurance-commission. A GIC Benefit Guide is available in the Benefits Department or accessed online on the Benefits website: www.umassmed.edu/hr/benefits
Enrollment Information:
- You must enroll as a new hire during your first 10 days of employment, otherwise, you may enroll during the open enrollment period held annually every April/May. NOTE: Certain life change events (marriage, divorce, birth or adoption of child) may enable you to enroll other than as a new hire or during open enrollment. Check the Benefits website (Life Events section) for more information
- Available to employees, spouses including same sex spouses and dependent children up to age 26. You must provide a copy of your marriage certificate to cover a spouse and birth certificates if covering any children