Tuition & Fees

T.H. Chan School of Medicine
From tuition/fees perspective, T.H. Chan School of Medicine is on a two-semester academic year. Students receive via their umassmed.edu email address an e-bill for the fall semester in early August and an e-bill for the spring semester in early January. Students may also view their most recent e-bill and view their student account details via their PSCS self service portal.  Tuition and fees that are not covered by awarded financial aid should be paid by the due date specified on the e-bill to avoid the assessment of late payment fee.  For MD/PhD students while full time at School of Medicine side (Medical  years 1, 2, 3, 4), most of their tuition and fees are paid by Morningside Graduate School of Biomedical Sciences or grants, except for a few out-of-pocket fees which is explained on their fall and spring e-bills.

Morningside Graduate School of Biomedical Sciences
For most students attending degree programs in Morningside Graduate School of Biomedical Sciences, their tuition and fees are paid by Morningside Graduate School of Biomedical Sciences or their PI. Each semester, students will receive via their umassmed.edu email address a tuition/fees statement once payment has been made.  Students may view their most recent statement and view their student account details via their PSCS self service portal.

Tan Chingfen Graduate School of Nursing
Students attending Tan Chingfen Graduate School of Nursing take classes up to three semesters in an academic year.  Students receive via their umassmed.edu email address a tuition/fees e-bill for the fall semester in July, an e-bill for the spring semester in early January, and an e-bill for the summer semester (if enrolled in class) in April. Payment is due generally one week before the start of the semester. Students may view their most recent e-bill and view their student account details via their PSCS self service portal. Tuition and fees that are not covered by awarded financial aid should be paid by the due date specified on the e-bill to avoid the assessment of a late payment fee. 

If aid disbursement is to be processed outside the normal schedule, students from any of the three schools needs to work with the Financial Aid Office to resolve any issues related to the aid application.

UMass Chan Medical School
Attn: Bursar's Office, S1-802
55 Lake Ave North
Worcester, MA 01655

Tuition Credit

UMass Chan Medical School honors the below types of tuition credit. Eligible students are responsible for paying any balance not covered by tuition credit no later than the bill due date.

• Employment related tuition credit for eligible UMass employees and their eligible spouse/dependent. (The MD program at T.H. Chan School of Medicine and the Pre-licensure (GEP) phase of programs at Tan Chingfen Graduate School of Nursing are excluded.)
• Employment related tuition credit for eligible MA State employees and their eligible spouse/dependent (The MD program at T.H. Chan School of Medicine and the Pre-licensure (GEP) phase of programs at Tan Chingfen Graduate School of Nursing are excluded.)
• Need-based tuition credit for T.H. Chan School of Medicine students (determined and administered by the Financial Aid Office)
• Graduate Student tuition credit for Morningside School of Biomedical Sciences students
• Categorical tuition credit (Veteran, Native American, Senior Citizen, active members of Armed Forces, MA National Guard Member)

Students should pay account balance in full by the bill due date for each semester. Enrollment changes after the payment due date may create additional tuition/fee charge which is expected to be paid immediately.  Failure to pay student account balance in full by the due date may result in UMass Chan Medical School imposing one or more of the following actions:

Past due account will be assessed with $100.00 late payment fee.  If subsequently the account is still not paid in full by the required deadline, the account will be subject to denying class registration, withholding credit transfers, transcripts, graduation, or diplomas, and denying readmission, and debt sent to the Commonwealth Intercept Program as well as a collection company with student being responsible for any related charges.

VA students:

• Students who are eligible and certified to receive Veteran Affairs (“VA”) educational benefits (as defined as Vocational Rehabilitation benefits (Chapter 31) or the Post 9/11 GI Bill benefits Chapter 33) are exempt from the policy pertaining to past due accounts. As such, these students will not be penalized for late VA payments for their tuition and fees.  But students are responsible for any payments not covered by the VA.
• Students receiving VA educational benefits are charged In-State rate for Tuition.

What generates a refund?

• Excess financial aid after tuition and fees are paid;
• Tuition and fee reduction (adjustment) due to eligible course drop (within 30 days of start of class) or enrollment termination such as LOA or withdrawal (before 60% of attendance of the semester)

Student Account Adjustment/Refund Policy

• The policy is listed on new student Matriculation tile on PSCS requiring review and acknowledgement.
• It can also be accessed online - Refund Policy for All Students.
• Students are asked to acknowledge the policy each time submitting credit card payment

How refunds are processed

• Refunds are processed twice a week - Tuesday morning and Thursday morning (with possible change of schedule during year-ends and holidays).
• Refunds are then direct deposited to student's designated bank account within 72 business hours afterwards.
• For rejected direct deposit (possibly due to incorrect bank account the student entered during setup or closed-out bank account), upon receiving the reject notification the Bursar's Office will process the refund as a paper check and notify the student to pick up.

Direct Deposit

All students are required to set up direct deposit from the start.  Direct Deposit is safe with all sensitive information encrypted upon entering.

Benefits of setting up Direct Deposit:

• Quicker access to your money
• No special trip to the Bursar's Office to pick up your refund check
• No waiting for your check to arrive in the mail
• No waiting in line at the bank or ATM to deposit your check
• No worrying about a lost check

Instructions to set up Direct Deposit:

• Incoming students are required to set up Direct Deposit at the time of matriculation, via the Matriculation tile on their PSCS self service portal.
• When there is a bank account change, students are required to update their Direct Deposit setup via the Finances tile on their PSCS self service portal.
• Students of Morningside Graduate School of Biomedical Sciences and PhD/MD students: This Direct Deposit is different from the one you are required to set up for receiving your bi-weekly stipends from HR. This is for student account refunds only and applies only if you ever receive loans and/or scholarship on your student account.