For Current and Admitted Students Only. Please select either Federal Student Loan only or Institutional Application and follow the appropriate instructions.

Federal Student Loan Only Applicants

Institutional Aid Applicants

Deadline for Institutional Aid is:

School of Medicine : April 1, 2017 or four weeks after acceptance if accepted after March 1, 2017 
GSN/GSBS: May 2, 2017 or four weeks after acceptance if accepted after April 2, 2017

Supplemental Forms (only submit to the FAO if requested to do so):

Waiver / Appeal / Change Forms:

• Request to Waive Custodial Parent Data
• Request to Waive Non-Custodial Data
• Cost of Attendance Adjustment Request
• Financial Aid Appeal Form
• Budget Adjustment Request - Residency Interviewing Costs
• Stafford Loan Request/Change Form

Application Process for Academic Year 2016-17

Please contact the Office of Financial Aid for application materials for AY 2016-2017

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

1. Federal Unsubsidized Stafford Loan
2. Federal Stafford Loan
3. Other federal student aid programs
4. Institutional student aid programs
5. State student aid programs
6. Private student aid programs
7. Student

Students must notify the dean of the respective graduate school and the registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Jennifer Robinson, Controller
University of Massachusetts Medical School
333 South Street
Shrewsbury, MA  01545

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

 

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.

Class of 2017 graduates average indebtedness $117,488

Percentage of 2017 graduateswith medical school debt: 88

FY 2015 Official 3 Year Cohort Default Rate:  1.6 percent

Since 1978 the School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

Expected Cost of Attendance 2017-2018

 For Students Entering Fall 2018

The Learning Contract  of $5,568 is available to all medical students for four years of study. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 Tuition and fees may be changed at any time without prior notice.

 School of Medicine Expected Cost of Attendance 2018-2019

 

Class of 2022	MA Resident	Non-MA Resident
Tuition	$35,500	$61,050
Student Support Fee	$195	$195
Equipment Fee	$325	$325
Health Fee	$758	$758
Assessment Fee	$600	$600
Simulation Fee	$200	$200
Health Insurance	$4,720	$4,720
Disability Insurance	$72	$72
Dental	$250	$250
Medical Society dues	$103	$103
Food	$5,000	$5,000
Miscellaneous	$5,400	$5,400
Transportation	$3,400	$3,400
Books/Supplies	$2,125	$2,125
Instruments	$720	$720
Rent	$9,000	$9,000
Total	$68,796	$94,346

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

School of Medicine Expected Cost of Attendance 2018-2019

 For Continuing Students (Classes 2019, 2020 and 2021)

The Learning Contract is $5,568. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 **  Tuition and fees may be changed at any time without prior notice.

School of Medicine Expected Cost of Attendance 2018-2019

 Class of 2021

Item/Fee	In-state	out of state
Tuition	$35,500	$61.050
Student Support Fee	$195	$195
Equipment Fee	$325	$325
Health Fee	$737	$737
Assessment Fee	$600	$600
Simulation Fee	$200	$200
*Health Insurance	$4,358	$4,358
Disability Insurance	$72	$72
Dental	$325	$325
Medical Society Dues	$35	$35
Food	$4,686	$4,686
Miscellaneous	$5,265	$5,265
Transportation	$3,315	$3,315
Books/Supplies	$920	$920
USMLE exams	$560	$560
CSE exam	$0	$0
CSE Travel	$0	$0
Clinical Travel	$0	$0
Graduation Fee	$0	$0
Parking Fee	$0	$0
Rent	$9,000	$9,000
Loan Fees	$449	$449
Total	$66,620	$92,170

 

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

Class of 2020	MA Resident	Non-MA Resident
Tuition	$35,500	$61,050
Student Support Fee	$195	$195
Equipment Fee	$325	$325
Health Fee	$758	$758
Assessment Fee	$600	$600
Simulation Fee	$200	$200
Health Insurance	$4,358	$4,358
Disability Insurance	$72	$72
Dental	$250	$250
Medical Society dues	$35	$35
Food	$6,206	$6,206
Miscellaneous	$6,615	$6,615
Transportation	$4,165	$4,165
Books/Supplies	$722	$722
Instruments	$0	$0
Rent	$11,052	$11,052
Total	$73,707	$99,57

Class of 2019	MA Resident	Non-MA Resident
Tuition	$35,500	$61,050
Student Support Fee	$195	$195
Equipment Fee	$325	$325
Health Fee	$758	$758
Assessment Fee	$600	$600
Simulation Fee	$200	$200
Health Insurance	$4,358	$4,358
Disability Insurance	$72	$72
Dental	$250	$250
Medical Society dues	$35	$35
Food	$6,712	$6,712
Miscellaneous	$7,452	$7,452
Transportation	$4,675	$4,675
Books/Supplies	$722	$722
Instruments	$0	$0
Rent	$11,052	$11,052
Total	$75,463	$101,013

	University of  Massachusetts Medical School
	School of Medicine
	Annual Tuition and Fee Rates (unless indicated otherwise)
	Academic Year 2018-2019
	Tuition and fees may be changed at any time without prior notice.
MD	Tuition
	In State *	$35,500
	Out of State *	$61,050
	Extended Program Fee
	In State **	$23,680
	Out of State **	$40,730
	Equipment Fee	$325
	Health/Counseling Fee	$836
	Student Services Fee	$195
	Assessment Fee	$600
	Simulation Fee	$200
	Certification Fee
	Years 1~4 (chargedi in fall term of each year)	$120
	Extended year (charged in fall term)	$65
	Diagnostic Instrument Fee - year 1 (charged in fall term)	$700
	Disability Insurance (charged in fall term)	$72
	Health Insurance (waivable) (charged in fall term)
	13-month, 8/1/2018-8/31/2019 (year 1)	$4,720
	12-month, 9/1/2018-8/31/2019 (returning students)	$4,358
	Late Registration Fee (per term, if registering late)	$50
	Late Payment Fee (per term, if past due)	$50
	Commencement (once, in fall term of graduating year)	$252
*	$5,568 to be credited against Tuition with signed Learning Contract for the year.
**	Charged in lieu of Tuition, after paying eight (8) full terms' tuition.
PhD/MD ^	Tuition
	In State *	$35,500
	Out of State *	$61,050
	MD/PhD Special Program Fee
	In state **	$35,500
	Out of state **	$61,050
	Equipment Fee	$325
	Health/Counseling Fee	$836
	Student Services Fee	$195
	Assessment Fee	$600
	Simulation Fee (CELS)	$200
	Certification Fee
	Years 1~4 (chargedi in fall term of each year)	$120
	Diagnostic Instrument Fee - year 1 (charged in fall term)	$700
	Disability Insurance (charged in fall term)	$72
	Health Insurance (waivable) (charged in fall term)
	14-month, 7/1/2018-8/31/2019 (year 1 July-start)	$5,082
	13-month, 8/1/2018-8/31/2019 (year 1 August-start)	$4,720
	12-month, 9/1/2018-8/31/2019 (returning students)	$4,358
	Late Registration Fee (per term, if registering late)	$50
	Late Payment Fee (per term, if past due)	$50
	Commencement (once, in fall term of graduating year)	$252
^	This tuition & fee structure applies to PhD/MD students at SOM years 1, 2, 3, &4.
	Tuition (net amount) and fees are paid by GSBS, except for Equipment Fee, Student Service Fee, Late Fees, and Commencement Fee that students pay out-of-pocket.
*	$8,570 to be credited against In-State Tuition, net amount remaining $26,930.
**	$8,570 to be credited against Out-of-State Tuition, net amount remaining $52,480.
***	100 percent to be credited with signed promissory note for the year.
HSPP	HSPP Course Fee (per unit per term)	$110
	Health/Counseling Fee	$836
	Student Services Fee	$195
	Health Insurance (waivable) (charged in fall term)
	13-month, 8/1/2018-8/31/2019	$4,720
	Late Registration Fee (per term, if registering late)	$50
	Late Payment Fee (per term, if past due)	$50

Average debt of all graduates of the class of 2017  in the GSBS program is $3,873

Percent of class of 2015 who borrowed any student loans is 4.

FY 2015 Official 3 Year Cohort Default Rate:  1.6 percent

Tuition and fees*	$0
Estimated room and board	$17125
Miscellaneous	$12024
Books and supplies	$519
Loan fees	$102
Transportation	$4084
Total Budget for Financial Aid	$33854
*tuition   and fees are not paid by the student

	University of  Massachusetts Medical School
	Graduate School of Biomedical Sciences
	Annual Tuition and Fee Rates (unless indicated otherwise)
	Academic Year 2018-2019
	Tuition and fees may be changed at any time without prior notice.
	BBS, MMPP, CPHR, MSCI, PhD/MD (GSBS years) ^
	Tuition
	In State *	$14,300
	Out of State**	$31,400
	Continuing Registration Fee ***	$200
	Health/Counseling Fee	$836
	Student Services Fee	$195
	Career Development Fee (BBS, CPHR, MD/PhD- GSBS years, charged in fall term)	$400
	Health Insurance (waivable) (charged in fall term)
	14-month, 7/1/2018-8/31/2019 (year 1, July-start)	$5,082
	12-month, 9/1/2018-8/31/2019 (all others)	$4,358
	Late Registration Fee (per term, if registering late)	$50
	Late Payment Fee (per term, if past due)	$50
	Commencement Fee (once, in graduating term)	$252
^	Tuition (net amount) and fees are paid by GSBS or student's PI, except for Late Fees and Commencement Fee that students pay out-of-pocket.
*	$10,410 to be credited against Tuition, net amount remaining $3,890.
**	$27,510 to be credited against Tuition, net amount remaining $3,890.
***	Charged in lieu of Tuition after completing nine (9) terms by BBS, MMPP, CPHR, MSCI and after completing six (6)terms by PhD/MD.
	PGSP ^
	Tuition
	In State (Per unit, per term)	$596
	Out of State (Per unit, per term)	$1,308
	Health/Counseling Fee	$836
	Student Services Fee	$195
	Health insurance (waivable) (charged in fall term)
	14-month, 7/1/2018-8/31/2019 (July-start)	$5,082
	12-month, 9/1/2018-8/31/2019 (Sept-start)	$4,358
	Late Registration Fee (per term, if registering late)	$50
	Late Payment fee (per term, if past due)	$50
^	All charges are paid by GSBS.

Average debt of those 2017 graduates who took loans  is $86,506

69 percent of the graduating class of 2017 borrowed loans

FY 2015 Official 3 Year Cohort Default Rate:  1.6 percent

	Graduate School of Nursing (in-state)
Tuition and fees*	$15,960
Estimated room and board	$11,970
Miscellaneous	$4,249
Books and supplies	$1,644
Health insurance	$4,207
Loan fees	$102
Transportation	$2,830
	$40,962
*GSN   annual tuition based on 19 credits per year - actual tuition charged based on   number of credits taken
	Graduate School of Nursing (NE regional)
Tuition and fees*	$18,240
Estimated room and board	$11,970
Miscellaneous	$4,249
Books and supplies	$1,644
Health insurance	$4,207
Loan fees	$102
Transportation	$2,830
	$43,242
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken
	Graduate School of Nursing (out-of-state)
Tuition and fees*	$20,520
Estimated room and board	$11,970
Miscellaneous	$4,249
Books and supplies	$1,644
Health insurance	$4,207
Loan fees	$102
Transportation	$2,830
	$45,522
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken
	GSN Graduate Entry Program (in-state)
Tuition and fees*	$44,443
Estimated room and board	$11,970
Miscellaneous	$4,636
Books and supplies	$2,526
Health insurance	$4,207
Loan fees	$102
Transportation	$2,830
	$70,714
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken
	GSN Graduate Entry Program (NE regional)
Tuition and fees*	$50,443
Estimated room and board	$11,970
Miscellaneous	$4,636
Books and supplies	$2,526
Health insurance	$4,207
Loan fees	$102
Transportation	$2,830
	$76,714
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken
	GSN Graduate Entry Program (out-of-state)
Tuition and fees*	$56,443
Estimated room and board	$11,970
Miscellaneous	$4,636
Books and supplies	$2,526
Health insurance	$4,207
Loan fees	$102
Transportation	$2,830
	$82,714
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken

	University of Massachusetts Medical School
	Graduate School of Nursing
	Annual Tuition and Fee Rates (unless indicated otherwise)
	Academic Year 2018-2019
	Tuition and fees may be changed at any time without prior notice.
	Tuition (non online courses)
	~ Graduate Entry Pathway (Pre-licensure) phase-Year 1
	In State	$43,220
	New England Regional	$49,400
	Out of State	$55,580
	~ All others (per unit, per term)
	Pre-licensure level courses
	In State	$865
	New England Regional	$988
	Out of State	$1112
	Non pre-licensure level courses
	In State	$770
	New England Regional	$955
	Out of State	$1,053
	Tuition (online courses, per unit per term)	$775
	Doctoral Continuing Registration Fee ( per term) *	2250
	Equipment Fee	$325
	Health/Counseling Fee	$836
	Student Services Fee	$195
	Continuing Course Fee (per incomplete course, per term)	$100
	ATI Fee (once, in GEP year 1, fall term)	$1,200
	Course Specific Fees (charged in the term when enrolling in the course)
	Acute Care Fee	$450
	Health Assessment Fee	$495
	Standardized Patient Fee	$175
	Advanced Health Assessment Fee	$1,000
	Typhon  (once, when starting clinical courses)	$125
	Fundamentals Critical Care Support Fee	$350
	Nursing Leadership Fee	$140
	Clinical Lab Fee (fall & spring terms, clinical years)	$2000
	Online Technology Fee (per unit of online courses)	$25
	Health Insurance (waivable) (charged in fall term)
	13-month, 8/1/2018-8/31/2018 (year 1, August-start)	$4,720
	12-month, 9/1/2018-8/31/2019 (all others)	$4,358
	Late Registration Fee (per term, if registering late)	$50
	Late Payment Fee (per term, if past due)	$50
	Commencement (once, in fall term of graduating year)	$252
*	Charged per term in lieu of Tuition and Equipment Fee, after completing 57 credits including 18 dissertation credits.