Tuition and Fees
For All Students at UMMS
Financial Aid
For Current and Admitted Students Only. Please select either Federal Student Loan only or Institutional Application and follow the appropriate instructions.
Federal Student Loan Only Applicants
- UMMS Student Loan Only Application Instructions PLEASE Read first
- UMMS Financial Aid Application Form (required)
- Stafford Loan Request/Change Form
- Child Care Form(optional)
- 17-18 Budget Information
- Link to FAFSA
- Link to Master Promissory Note
- Link to Stafford Loan Entrance Counseling
- Link to GradPLUS application (optional)
- Learning Contract Fact Sheet
Institutional Aid Applicants
Deadline for Institutional Aid is:
School of Medicine : April 1, 2017 or four weeks after acceptance if accepted after March 1, 2017
GSN/GSBS: May 2, 2017 or four weeks after acceptance if accepted after April 2, 2017
- UMMS Institutional Application Instructions PLEASE Read first
- UMMS Financial Aid Application Form (required)
- Stafford Loan Request/Change Form
- Child Care Form(optional)
- 17-18 Budget Information
- Link to FAFSA
- Link to CSS Profile
- Link to Master Promissory Note
- Link to Stafford Loan Entrance Counseling
- Link to GradPLUS application (optional)
- Learning Contract Fact Sheet
Supplemental Forms (only submit to the FAO if requested to do so):
Waiver / Appeal / Change Forms:
- Request to Waive Custodial Parent Data
- Request to Waive Non-Custodial Data
- Cost of Attendance Adjustment Request
- Financial Aid Appeal Form
- Budget Adjustment Request - Residency Interviewing Costs
- Stafford Loan Request/Change Form
Application Process for Academic Year 2016-17
Please contact the Office of Financial Aid for application materials for AY 2016-2017
Refund Policy
Cease Enrollment
Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.
Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent). If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage. Accordingly, only the prorated amount of financial aid is available to the student. Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance. Failure to return unearned Title IV aid may result in ineligibility for future federal aid.
Allocation of Refunds
A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:
- Federal Unsubsidized Stafford Loan
- Federal Stafford Loan
- Other federal student aid programs
- Institutional student aid programs
- State student aid programs
- Private student aid programs
- Student
Students must notify the dean of the respective graduate school and the registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.
Upon request, the bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:
Jennifer Robinson, Controller
University of Massachusetts Medical School
333 South Street
Shrewsbury, MA 01545
This policy is subject to change at any time without prior notice if necessary to comply with federal law.
Add/Drop Course
The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Medical School. A full refund will be given for any course dropped within 30 days from the start of the course.
Veterans Information
The University of Massachusetts Medical School is a veteran-friendly institution. We are proud of the brave men and women who served in the armed forces to protect our country. All academic programs at UMMS are approved for Veteran Education Programs and the Registrar’s staff are trained Certifying Officials for veterans education benefits.
For the School of Medicine
Average Financial Debt on Graduation
Class of 2017 graduates average indebtedness $117,488
Percentage of 2017 graduateswith medical school debt: 88
Default and Loan Repayment Rates
FY 2015 Official 3 Year Cohort Default Rate: 1.6 percent
Learning Contract
Since 1978 the School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.
Total Cost of Education
Expected Cost of Attendance 2017-2018
For Students Entering Fall 2018
The Learning Contract of $5,568 is available to all medical students for four years of study. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.
Tuition and fees may be changed at any time without prior notice.
School of Medicine Expected Cost of Attendance 2018-2019
Class of 2022 | MA Resident | Non-MA Resident |
Tuition | $35,500 | $61,050 |
Student Support Fee | $195 | $195 |
Equipment Fee | $325 |
$325 |
Health Fee | $758 | $758 |
Assessment Fee | $600 | $600 |
Simulation Fee | $200 | $200 |
Health Insurance | $4,720 | $4,720 |
Disability Insurance | $72 | $72 |
Dental | $250 | $250 |
Medical Society dues | $103 | $103 |
Food | $5,000 | $5,000 |
Miscellaneous | $5,400 | $5,400 |
Transportation | $3,400 | $3,400 |
Books/Supplies | $2,125 | $2,125 |
Instruments | $720 | $720 |
Rent | $9,000 | $9,000 |
Total | $68,796 | $94,346 |
* Single student rate is for outpatient services only. (See section on the Student Health Service.)
School of Medicine Expected Cost of Attendance 2018-2019
For Continuing Students (Classes 2019, 2020 and 2021)
The Learning Contract is $5,568. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.
** Tuition and fees may be changed at any time without prior notice.
School of Medicine Expected Cost of Attendance 2018-2019
Class of 2021
Item/Fee | In-state | out of state | |
---|---|---|---|
Tuition |
$35,500 |
$61.050 |
|
Student Support Fee |
$195 |
$195 |
|
Equipment Fee |
$325 |
$325 |
|
Health Fee |
$737 |
$737 |
|
Assessment Fee |
$600 |
$600 |
|
Simulation Fee |
$200 |
$200 |
|
*Health Insurance |
$4,358 |
$4,358 |
|
Disability Insurance |
$72 |
$72 |
|
Dental |
$325 |
$325 |
|
Medical Society Dues |
$35 |
$35 |
|
Food |
$4,686 |
$4,686 |
|
Miscellaneous |
$5,265 |
$5,265 |
|
Transportation |
$3,315 |
$3,315 |
|
Books/Supplies |
$920 |
$920 |
|
USMLE exams |
$560 |
$560 |
|
CSE exam |
$0 |
$0 |
|
CSE Travel |
$0 |
$0 |
|
Clinical Travel |
$0 |
$0 |
|
Graduation Fee |
$0 |
$0 |
|
Parking Fee |
$0 |
$0 |
|
Rent |
$9,000 |
$9,000 |
|
Loan Fees |
$449 |
$449 |
|
Total |
$66,620 |
$92,170 |
|
* Single student rate is for outpatient services only. (See section on the Student Health Service.)
Class of 2020 | MA Resident | Non-MA Resident |
Tuition | $35,500 | $61,050 |
Student Support Fee | $195 | $195 |
Equipment Fee | $325 |
$325 |
Health Fee | $758 | $758 |
Assessment Fee | $600 | $600 |
Simulation Fee | $200 | $200 |
Health Insurance | $4,358 | $4,358 |
Disability Insurance | $72 | $72 |
Dental | $250 | $250 |
Medical Society dues | $35 | $35 |
Food | $6,206 | $6,206 |
Miscellaneous | $6,615 | $6,615 |
Transportation | $4,165 | $4,165 |
Books/Supplies | $722 | $722 |
Instruments | $0 | $0 |
Rent | $11,052 | $11,052 |
Total | $73,707 | $99,57 |
Class of 2019 | MA Resident | Non-MA Resident |
Tuition | $35,500 | $61,050 |
Student Support Fee | $195 | $195 |
Equipment Fee | $325 |
$325 |
Health Fee | $758 | $758 |
Assessment Fee | $600 | $600 |
Simulation Fee | $200 | $200 |
Health Insurance | $4,358 | $4,358 |
Disability Insurance | $72 | $72 |
Dental | $250 | $250 |
Medical Society dues | $35 | $35 |
Food | $6,712 | $6,712 |
Miscellaneous | $7,452 | $7,452 |
Transportation | $4,675 | $4,675 |
Books/Supplies | $722 | $722 |
Instruments | $0 | $0 |
Rent | $11,052 | $11,052 |
Total | $75,463 | $101,013 |
Tuition and Fees
University of Massachusetts Medical School |
||
School of Medicine | ||
Annual Tuition and Fee Rates (unless indicated otherwise) | ||
Academic Year 2018-2019 | ||
Tuition and fees may be changed at any time without prior notice. | ||
MD | Tuition | |
In State * | $35,500 | |
Out of State * | $61,050 | |
Extended Program Fee | ||
In State ** | $23,680 | |
Out of State ** | $40,730 | |
Equipment Fee | $325 | |
Health/Counseling Fee | $836 | |
Student Services Fee | $195 | |
Assessment Fee | $600 | |
Simulation Fee | $200 | |
Certification Fee | ||
Years 1~4 (chargedi in fall term of each year) | $120 | |
Extended year (charged in fall term) | $65 | |
Diagnostic Instrument Fee - year 1 (charged in fall term) | $700 | |
Disability Insurance (charged in fall term) | $72 | |
Health Insurance (waivable) (charged in fall term) | ||
13-month, 8/1/2018-8/31/2019 (year 1) | $4,720 | |
12-month, 9/1/2018-8/31/2019 (returning students) | $4,358 | |
Late Registration Fee (per term, if registering late) | $50 | |
Late Payment Fee (per term, if past due) | $50 | |
Commencement (once, in fall term of graduating year) | $252 | |
* | $5,568 to be credited against Tuition with signed Learning Contract for the year. | |
** | Charged in lieu of Tuition, after paying eight (8) full terms' tuition. | |
PhD/MD ^ | Tuition | |
In State * | $35,500 | |
Out of State * | $61,050 | |
MD/PhD Special Program Fee | ||
In state ** | $35,500 | |
Out of state ** | $61,050 | |
Equipment Fee | $325 | |
Health/Counseling Fee | $836 | |
Student Services Fee | $195 | |
Assessment Fee | $600 | |
Simulation Fee (CELS) | $200 | |
Certification Fee | ||
Years 1~4 (chargedi in fall term of each year) | $120 | |
Diagnostic Instrument Fee - year 1 (charged in fall term) | $700 | |
Disability Insurance (charged in fall term) | $72 | |
Health Insurance (waivable) (charged in fall term) | ||
14-month, 7/1/2018-8/31/2019 (year 1 July-start) | $5,082 | |
13-month, 8/1/2018-8/31/2019 (year 1 August-start) | $4,720 | |
12-month, 9/1/2018-8/31/2019 (returning students) | $4,358 | |
Late Registration Fee (per term, if registering late) | $50 | |
Late Payment Fee (per term, if past due) | $50 | |
Commencement (once, in fall term of graduating year) | $252 | |
^ | This tuition & fee structure applies to PhD/MD students at SOM years 1, 2, 3, &4. | |
Tuition (net amount) and fees are paid by GSBS, except for Equipment Fee, Student Service Fee, Late Fees, and Commencement Fee that students pay out-of-pocket. | ||
* | $8,570 to be credited against In-State Tuition, net amount remaining $26,930. | |
** | $8,570 to be credited against Out-of-State Tuition, net amount remaining $52,480. | |
*** | 100 percent to be credited with signed promissory note for the year. | |
HSPP | HSPP Course Fee (per unit per term) | $110 |
Health/Counseling Fee | $836 | |
Student Services Fee | $195 | |
Health Insurance (waivable) (charged in fall term) | ||
13-month, 8/1/2018-8/31/2019 | $4,720 | |
Late Registration Fee (per term, if registering late) | $50 | |
Late Payment Fee (per term, if past due) | $50 | |
For the Graduate School of Biomedical Sciences
Average Financial Debt on Graduation
Average debt of all graduates of the class of 2017 in the GSBS program is $3,873
Percent of class of 2015 who borrowed any student loans is 4.
Default and Loan Repayment Rates
FY 2015 Official 3 Year Cohort Default Rate: 1.6 percent
Total Cost of Education
Tuition and fees* | $0 |
Estimated room and board | $17125 |
Miscellaneous | $12024 |
Books and supplies | $519 |
Loan fees | $102 |
Transportation | $4084 |
Total Budget for Financial Aid | $33854 |
*tuition and fees are not paid by the student |
Tuition and Fees
University of Massachusetts Medical School |
||
Graduate School of Biomedical Sciences | ||
Annual Tuition and Fee Rates (unless indicated otherwise) | ||
Academic Year 2018-2019 | ||
Tuition and fees may be changed at any time without prior notice. | ||
BBS, MMPP, CPHR, MSCI, PhD/MD (GSBS years) ^ | ||
Tuition | ||
In State * | $14,300 | |
Out of State** | $31,400 | |
Continuing Registration Fee *** | $200 | |
Health/Counseling Fee | $836 | |
Student Services Fee | $195 | |
Career Development Fee (BBS, CPHR, MD/PhD- GSBS years, charged in fall term) | $400 | |
Health Insurance (waivable) (charged in fall term) | ||
14-month, 7/1/2018-8/31/2019 (year 1, July-start) | $5,082 | |
12-month, 9/1/2018-8/31/2019 (all others) | $4,358 | |
Late Registration Fee (per term, if registering late) | $50 | |
Late Payment Fee (per term, if past due) | $50 | |
Commencement Fee (once, in graduating term) | $252 | |
^ | Tuition (net amount) and fees are paid by GSBS or student's PI, except for Late Fees and Commencement Fee that students pay out-of-pocket. | |
* | $10,410 to be credited against Tuition, net amount remaining $3,890. | |
** |
$27,510 to be credited against Tuition, net amount remaining $3,890. |
|
*** |
Charged in lieu of Tuition after completing nine (9) terms by BBS, MMPP, CPHR, MSCI and after completing six (6)terms by PhD/MD. |
|
PGSP ^ | ||
Tuition | ||
In State (Per unit, per term) | $596 | |
Out of State (Per unit, per term) | $1,308 | |
Health/Counseling Fee | $836 | |
Student Services Fee | $195 | |
Health insurance (waivable) (charged in fall term) | ||
14-month, 7/1/2018-8/31/2019 (July-start) | $5,082 | |
12-month, 9/1/2018-8/31/2019 (Sept-start) | $4,358 | |
Late Registration Fee (per term, if registering late) | $50 | |
Late Payment fee (per term, if past due) | $50 | |
^ | All charges are paid by GSBS. | |
|
For the Graduate School of Nursing
Average Financial Debt on Graduation
Average debt of those 2017 graduates who took loans is $86,506
69 percent of the graduating class of 2017 borrowed loans
Default and Loan Repayment Rates
FY 2015 Official 3 Year Cohort Default Rate: 1.6 percent
Total Cost of Education
Graduate School of Nursing (in-state) | |
Tuition and fees* | $15,960 |
Estimated room and board | $11,970 |
Miscellaneous | $4,249 |
Books and supplies | $1,644 |
Health insurance | $4,207 |
Loan fees | $102 |
Transportation | $2,830 |
$40,962 | |
*GSN annual tuition based on 19 credits per year - actual tuition charged based on number of credits taken | |
Graduate School of Nursing (NE regional) | |
Tuition and fees* | $18,240 |
Estimated room and board | $11,970 |
Miscellaneous | $4,249 |
Books and supplies | $1,644 |
Health insurance | $4,207 |
Loan fees | $102 |
Transportation | $2,830 |
$43,242 | |
*GSN annual tuition based on 19 credits per year - actual tuition charged based on number of credits taken | |
Graduate School of Nursing (out-of-state) | |
Tuition and fees* | $20,520 |
Estimated room and board | $11,970 |
Miscellaneous | $4,249 |
Books and supplies | $1,644 |
Health insurance | $4,207 |
Loan fees | $102 |
Transportation | $2,830 |
$45,522 | |
*GSN annual tuition based on 19 credits per year - actual tuition charged based on number of credits taken | |
GSN Graduate Entry Program (in-state) | |
Tuition and fees* | $44,443 |
Estimated room and board | $11,970 |
Miscellaneous | $4,636 |
Books and supplies | $2,526 |
Health insurance | $4,207 |
Loan fees | $102 |
Transportation | $2,830 |
$70,714 | |
*GSN annual tuition based on 19 credits per year - actual tuition charged based on number of credits taken | |
GSN Graduate Entry Program (NE regional) | |
Tuition and fees* | $50,443 |
Estimated room and board | $11,970 |
Miscellaneous | $4,636 |
Books and supplies | $2,526 |
Health insurance | $4,207 |
Loan fees | $102 |
Transportation | $2,830 |
$76,714 | |
*GSN annual tuition based on 19 credits per year - actual tuition charged based on number of credits taken | |
GSN Graduate Entry Program (out-of-state) | |
Tuition and fees* | $56,443 |
Estimated room and board | $11,970 |
Miscellaneous | $4,636 |
Books and supplies | $2,526 |
Health insurance | $4,207 |
Loan fees | $102 |
Transportation | $2,830 |
$82,714 | |
*GSN annual tuition based on 19 credits per year - actual tuition charged based on number of credits taken | |
Tuition and Fees
University of Massachusetts Medical School |
||
Graduate School of Nursing | ||
Annual Tuition and Fee Rates (unless indicated otherwise) | ||
Academic Year 2018-2019 | ||
Tuition and fees may be changed at any time without prior notice. | ||
Tuition (non online courses) | ||
~ Graduate Entry Pathway (Pre-licensure) phase-Year 1 | ||
In State | $43,220 | |
New England Regional | $49,400 | |
Out of State | $55,580 | |
~ All others (per unit, per term) | ||
Pre-licensure level courses | ||
In State | $865 | |
New England Regional | $988 | |
Out of State | $1112 | |
Non pre-licensure level courses | ||
In State | $770 | |
New England Regional | $955 | |
Out of State | $1,053 | |
Tuition (online courses, per unit per term) | $775 | |
Doctoral Continuing Registration Fee ( per term) * | 2250 | |
Equipment Fee | $325 | |
Health/Counseling Fee | $836 | |
Student Services Fee | $195 | |
Continuing Course Fee (per incomplete course, per term) | $100 | |
ATI Fee (once, in GEP year 1, fall term) | $1,200 | |
Course Specific Fees (charged in the term when enrolling in the course) | ||
Acute Care Fee | $450 | |
Health Assessment Fee | $495 | |
Standardized Patient Fee | $175 | |
Advanced Health Assessment Fee | $1,000 | |
Typhon (once, when starting clinical courses) | $125 | |
Fundamentals Critical Care Support Fee | $350 | |
Nursing Leadership Fee | $140 | |
Clinical Lab Fee (fall & spring terms, clinical years) | $2000 | |
Online Technology Fee (per unit of online courses) | $25 | |
Health Insurance (waivable) (charged in fall term) | ||
13-month, 8/1/2018-8/31/2018 (year 1, August-start) | $4,720 | |
12-month, 9/1/2018-8/31/2019 (all others) | $4,358 | |
Late Registration Fee (per term, if registering late) | $50 | |
Late Payment Fee (per term, if past due) | $50 | |
Commencement (once, in fall term of graduating year) | $252 | |
* | Charged per term in lieu of Tuition and Equipment Fee, after completing 57 credits including 18 dissertation credits. |