Resident Benefits

We hope you find the information below helpful to you as you consider our residency. At UMass, we take great pride in putting the "family" into family medicine. To learn more about the resources we offer to residents with families, check out a printable copy of our Resident Family Resource Guide. With additional questions on this topic, please contact Tamara Cullen, our Residency Administrator, at or 508-334-6109.  For additional benefit information, see the GME page of UMass Medical School. 

Resident salaries for 2018-2019:   PGY-1: $59,136     PGY-2: $61, 354     PGY-3: $64,362  

Child Care
On-site facilities with sliding fee scale.(Read here to learn more about our available UMMS Mother's Rooms. ) Information and referrals to other facilities also provided 

Dependent Care Assistance program
Allows pre-tax payment of up to $5,000 per year for care expenses

Health Care Spending Accounts
Allows pre-tax payment of up to $2,500 per year for qualified health care expenses

Tuition Remission
Spouse and children may receive up to full tuition remission at state colleges and universities.

Resident Fringe Benefits

Health Insurance for resident/fellow and family. Choice of HMOs, PPOs or Indemnity Insurance
75% of premiums paid by UMMS
$5,000 Term Life Insurance with option to purchase additional coverage
Family Dental Insurance - 100% paid by UMMS; extended coverage available for nominal fee
Vision plan available
Long Term Disability Insurance
Discounted Automobile and Home Insurance
Annual Vacation - 3 Weeks Paid
Reading Week Paid 

Leaves of Absence: Maternity, Paternity, Family Leave, Adoption Leave

State Retirement System
Retirement in lieu of Social Security - contributions are refundable upon leaving the State System

Tax Sheltered Annuity Programs

Additional Resident Benefits
Discounts and information for cultural and recreational activities

Continuing Medical Education allowance
Practice management seminars and assistance
Financial assistance, including interest-free emergency loans
Job placement assitance for graduating residents l
Debt management seminars and assistance

Student loan deferment certification
House staff counseling program
Meals when on call
White coats and scrubs suits provided
Housing information and assistance

* Please note that through our GME office at UMass Medical School, there is free tuition for varous Continuing Education programs.