The Application Process and Match
Salary/Benefits
Current Salaries
PGY-1: $47,439.09 PGY-2: $49,075.19 PGY-3: $51,331.74
Resident Fringe Benefits
Insurance
- Health Insurance for resident/fellow and family. Choice of HMOs, PPOs or Indemnity Insurance.
- Eighty-five percent of premiums paid by UMMS
- $5,000 Term Life Insurance with option to purchase additional converge
- Family Dental Insurance - 100% paid by UMMS; extended coverage available for nominal fee
- Long Term Disability Insurance
- Discounted Automobile and Home Insurance
Annual Vacation
- 3 Weeks Paid
- Reading Week Paid
Leave
- Annual Sick Leave - 3 Weeks paid
- Sick Leave Bank provides financial support during extended medical leave
- Leaves of Absence: Maternity, Paternity, Family Leave, Adoption Leave
Tax Sheltered Annuity Programs
State Retirement System
- Retirement in lieu of Social Security - Contributions are refundable upon leaving the State System
Additional Resident Benefits
- Discounts and in formation for cultural and recreational activities
- Free tuition for UMMS Continuing Education programs
- PDA Pre-loaded
- Practice management seminars and assistance
- Job placement program for graduating residents
- Financial assistance, including interest-free emergency loans
- Debt management seminars and assistance
- Student loan deferment certification
- House staff counseling program
- Meals when on call
- White coats and scrubs suits provided
- Housing information and assistance