Tuition and Fees

For All Students at UMMS

Financial Aid

For Current and Admitted Students Only. Please select either Federal Student Loan only or Institutional Application and follow the appropriate instructions.

Federal Student Loan Only Applicants

Institutional Aid Applicants

Deadline for Institutional Aid is:

School of Medicine : April 1, 2017 or four weeks after acceptance if accepted after March 1, 2017 
GSN/GSBS: May 2, 2017 or four weeks after acceptance if accepted after April 2, 2017

Supplemental Forms (only submit to the FAO if requested to do so):

Waiver / Appeal / Change Forms:

Application Process for Academic Year 2016-17

Please contact the Office of Financial Aid for application materials for AY 2016-2017

Refund Policy

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

  1. Federal Unsubsidized Stafford Loan
  2. Federal Stafford Loan
  3. Federal Perkins Loan
  4. Other federal student aid programs
  5. Institutional student aid programs
  6. State student aid programs
  7. Private student aid programs
  8. Student

Students must notify the dean of the respective graduate school and the registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Sandra Flynn, Controller
University of Massachusetts Medical School
333 South Street
Shrewsbury, MA  01545

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

 

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.

Veterans Information

The University of Massachusetts Medical School is a veteran-friendly institution. We are proud of the brave men and women who served in the armed forces to protect our country. All academic programs at UMMS are approved for Veteran Education Programs and the Registrar’s staff are trained Certifying Officials for veterans education benefits.

 

For the School of Medicine

Average Financial Debt on Graduation

Class of 2015 graduates average indebtedness $124,580

Percentage of 2015 graduateswith medical school debt: 88

 

Default and Loan Repayment Rates

FY 2013 Official 3 Year Cohort Default Rate:  1.1 percent

Learning Contract

Since 1978 the School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

Total Cost of Education

Expected Cost of Attendance 2016-2017

 For Students Entering Fall 2016

The Learning Contract  of $5,568 is available to all medical students for four years of study. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 Tuition and fees may be changed at any time without prior notice.

 School of Medicine Expected Cost of Attendance 2016-2017

 

Class of 2020 MA Resident Non-MA Resident
Tuition $33,600 $59,400
Student Support Fee $195 $195
Equipment Fee $325 $325
Health Fee $737 $737
Assessment Fee $600 $600
Simulation Fee $200 $200
Health Insurance $4,170 $4,170
Disability Insurance $72 $72
Dental $250 $250
Medical Society dues $103 $103
Food $4,939 $4,939
Miscellaneous $5,462 $5,462
Transportation $3,272 $3,272
Books/Supplies $3,073 $3,073
Instruments $720 $720
Rent $8,970 $8,970
Total $66,688 $92,488

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

School of Medicine Expected Cost of Attendance 2016-2017

 For Continuing Students (Classes 2017, 2018 and 2019)

The Learning Contract is $5,568. Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $50.

 **  Tuition and fees may be changed at any time without prior notice.

School of Medicine Expected Cost of Attendance 2016-2017

 

 Item/FeeClass of 2019Class of 2018Class of 2017

Tuition

$33,600

$25,842

$25,842

Student Support Fee

$195

$195

$195

Equipment Fee

$325

$325

$325

Health Fee

$737

$737

$737

Assessment Fee

$600

$600

$600

Simulation Fee

$200

$200

$200

*Health Insurance

$3,850

$3,850

$3,850

Disability Insurance

$72

$72

$72

Dental

$325

$325

$325

Medical Society Dues

$35

$35

$35

Food

$4,686

$6,206

$6,712

Miscellaneous

$5,182

$6,863

$7,423

Transportation

$3,104

$4,110

$4,446

Books/Supplies

$920

$722

$372

USMLE exams

$560

$0

$560

CSE exam

$0

$1200

$0

CSE Travel

$0

$0

$742

Clinical Travel

$0

$700

$700

Graduation Fee

$0

$0

$252

Parking Fee

$208

$208

$208

Rent

$8,510

$11,270

$12,190

Loan Fees

$449

$471

$449

Total

$63558

$63,931

$66,235

 

* Single student rate is for outpatient services only. (See section on the Student Health Service.)

 

Tuition and Fees

  University of  Massachusetts Medical School
  School of Medicine
  Annual Tuition and Fee Rates (unless indicated otherwise)
  Academic Year 2017-2018
     
  Tuition and fees may be changed at any time without prior notice.
     
MD  Tuition   
          In State - Class of '19 & forward (years 1,2,3)* $34,600
          In State - Class of '18 (year 4) * $28,426
          Out of State * $59,400
  Assessment Fee $600
  Equipment Fee $325
  Health/Counseling Fee $758
  Simulation Fee  $200
  Student Services Fee $195
  Extended Program Fee ** $22,990
  Disability Insurance (charged in fall term) $72
  Health Insurance (waivable) (charged in fall term)  
          13-month, 8/1/2017-8/31/2018 (year 1 students)  $4,557
          12-month, 9/1/2017-8/31/2018 (returning students) $4,207
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if past due) $50
  Commencement (once, in fall term of graduating year) $252
     
* $5,568 to be credited against Tuition with signed Learning Contract for the year.
** Charged in lieu of Tuition, after paying eight (8) full semesters' tuition.  
     
     
MD/PhD ^ Tuition   
             SOM years 1, 2, 3 * $34,600
             SOM year 4 ** $28,426
             Out of State - SOM years 1, 2 $59,400
  MD/PhD Special Program Fee ***  
             In state $34,600
             Out of state - SOM years 1, 2 $59,400
             Out of state - SOM year 3+ $59,400
  Assessment Fee $600
  Equipment Fee $325
  Health/Counseling Fee $758
  Simulation Fee (CELS) $200
  Student Services Fee $195
  Disability Insurance (charged in fall term) $72
  Health Insurance (waivable) (charged in fall term)  
           14-month, 7/1/2017-8/31/2018 (year 1 July-start students)  $4,906
           13-month, 8/1/2017-8/31/2018 (year 1 August-start students)  $4,557
           12-month, 9/1/2017-8/31/2018 (returning students) $4,207
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if past due) $50
  Commencement (once, in fall term of graduating year) $252
     
* $8,352 to be credited against Tuition (tuition waiver amount as in prior years), net amount remaining $26,248.
** $8,352 to be credited against Tuition (tuition waiver amount as in prior years), net amount remaining $20,074.
*** 100 percent to be credited with signed promissory note for the year.  
     
^ This tuition & fee structure applies to MD/PhD students at SOM years 1, 2, 3, &4.
  Tuition (net amount) and fees are paid by GSBS, except for Equipment Fee, Student Service Fee, Late Fees, and Commencement Fee that students pay out-of-pocket.

For the Graduate School of Biomedical Sciences

Average Financial Debt on Graduation

Average debt of all graduates of the class of 2015 in the GSBS program is $2,854

Percent of class of 2015 who borrowed any student loans is 4.

 

Default and Loan Repayment Rates

FY 2013 Official 3 Year Cohort Default Rate:  1.1 percent

Total Cost of Education

Tuition and fees* $0
Estimated room and board $17125
Miscellaneous  $12024
Books and supplies $519
Loan fees $102
Transportation $4084
Total Budget for Financial Aid  $33854
*tuition   and fees are not paid by the student

Tuition and Fees

  University of  Massachusetts Medical School
  Graduate School of Biomedical Sciences
  Annual Tuition and Fee Rates (unless indicated otherwise)
  Academic Year 2017-2018
     
  Tuition and fees may be changed at any time without prior notice.
     
  BBS, MMPP, CPHR, MSCI, MD/PhD (GSBS years) ^  
  Tuition  
            In State * $13,930
            Out of State ** $30,533
  Health/Counseling Fee  $758
  Student Services Fee  $195
  Continuing Registration Fee *** $180
  Health Insurance (waivable) (charged in fall term)  
           14-month, 7/1/2017-8/31/2018 (year 1 July-start students)  $4,906
           12-month, 9/1/2017-8/31/2018 (all other students) $4,207
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if registering late) $50
  Commencement Fee (once, in graduating term) $252
     
* $10,146 to be credited against Tuition, net amount remaining $3,784.
** $26,749 to be credited against Tuition, net amount remaining $3,784.
*** Charged in lieu of Tuition after completing nine (9) semestersby BBS, MMPP, CPHR, MSCI and after completing six (6) semesters by MD/PhD.  
     
^ Tuition (net amount) and fees are paid by GSBS or student's PI, except for Late Fees and Commencement Fee that students pay out-of-pocket.

For the Graduate School of Nursing

Average Financial Debt on Graduation

Average debt of those 2015 graduates who took loans  is $71,032

65 percent of the graduating class of 2015 borrowed loans

 

Default and Loan Repayment Rates

FY 2013 Official 3 Year Cohort Default Rate:  1.1 percent

Total Cost of Education

  Graduate School of Nursing (in-state)
Tuition and fees* $12,377
Estimated room and board $11,970
Miscellaneous $4,249
Books and supplies $1,644
Health insurance $3,850
Loan fees $102
Transportation $2,830
  $37,022
*GSN   annual tuition based on 19 credits per year - actual tuition charged based on   number of credits taken
  Graduate School of Nursing (NE regional)
Tuition and fees* $15,797
Estimated room and board $11,970
Miscellaneous  $4,249
Books and supplies $1,644
Health insurance $3,850
Loan fees $102
Transportation $2,830
  $40,442
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken  
  Graduate School of Nursing (out-of-state)
Tuition and fees* $17,602
Estimated room and board $11,970
Miscellaneous  $4,249
Books and supplies $1,644
Health insurance $3,850
Loan fees $102
Transportation $2,830
  $42,247
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken  
  GSN Graduate Entry Program (in-state)
Tuition and fees* $41,927
Estimated room and board $11,970
Miscellaneous  $4,636
Books and supplies $2,526
Health insurance $3,850
Loan fees $102
Transportation $2,830
  $67,841
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken  
  GSN Graduate Entry Program (NE regional)
Tuition and fees* $48,927
Estimated room and board $11,970
Miscellaneous  $4,636
Books and supplies $2,526
Health insurance $3,850
Loan fees $102
Transportation $2,830
  $74,841
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken  
  GSN Graduate Entry Program (out-of-state)
Tuition and fees* $54,927
Estimated room and board $11,970
Miscellaneous  $4,636
Books and supplies $2,526
Health insurance $3,850
Loan fees $102
Transportation $2,830
  $80,841
*GSN annual tuition based on   19 credits per year - actual tuition charged based on number of credits taken  

Tuition and Fees

  University of Massachusetts Medical School
  Graduate School of Nursing
  Annual Tuition and Fee Rates (unless indicated otherwise)
  Academic Year 2017-2018
     
  Tuition and fees may be changed at any time without prior notice.
     
  Tuition  
    ~ Graduate Entry Pathway (Pre-licensure) - Year 1  
                  In State  $42,000
                  New England Regional $48,000
                  Out of State $54,000
    ~ All  other programs (per credit hour, per term)  
            Pre-licensure level courses  
                   In State  $840
                   New England Regional $960
                   Out of State $1,080
            Non pre-licensure, non-online courses  
                   In State  $750
                   New England Regional $930
                   Out of State $1,025
            Online courses $750
  Equipment Fee  $325
  Health/Counseling Fee  $758
  Student Services Fee  $195
  Doctoral Continuing Registration Fee (per term) * $2,250
  ATI Fee (once, in GEP year 1, fall term) $1,165
  TYPHON (once, when starting clinical course) $125
  Clinical Lab Fee (per term, during clinical years) $2,000
  Course Specific Fees (charged in the term when enrolling in the course)  
           Acute Care Fee $225
           Health Assessment Fee $495
           Standardized Patient Fee $175
           Advanced Health Assessment Fee $1,000
           Fundamentals Critical Care Support Fee $350
           Nursing Leadership Fee $140
  Health Insurance (waivable) (charged in fall term)  
        13-month, 8/1/2017-8/31/2018 (year 1 August-start students)  $4,557
        12-month, 9/1/2017-8/31/2018  (all other students) $4,207
  Continuing Course Fee (per term, per incomplete course) $100
  Late Registration Fee (per term, if registering late) $50
  Late Payment Fee (per term, if past due) $50
  Commencement (once, in fall term of graduating year) $252
     
* Charged per term in lieu of Tuition and Equipment Fee, after completing 57 credits including 18 dissertation credits.