Long Term Disability (LTD)
You may elect LTD coverage. Coverage begins when you are continually disabled for more than 90 days. The plan will pay 55% of your gross monthly salary up to a maximum of $10,000 per month. This is an employee paid plan based on age/salary. Coverage begins on the first of the month following 60 days of employment.
You may enroll in this plan as a new hire without evidence of medical insurability or at any time during the year with evidence of medical insurability.