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Benefits Guide and Stipend Information For Residents and Fellows

2020-2021 STIPENDS
Health Insurance
Optional Life Insurance
Long-Term Disability Insurance
Sick Leave Bank
Paid Time Off
Tuition Benefits

Dental Insurance
Vision Insurance
Flexible Spending Accounts
State Employee Retirement System
Voluntary Retirement Saving Plans
UMass Five College Credit Union Information on Relocation Loan

OPTIONAL LIFE INSURANCE AND AD&D

Residents and fellows are provided with $5,000 of life insurance with your health insurance plan through the Group Insurance Commission. In addition, they can elect to purchase additional coverage. The cost is based on age, salary, and the amount of life insurance elected. Coverage is effective on the first of the month following 60 days of employment when enrolling as a new hire. If enrollment is delayed to a later date, evidence of good health must be provided. Coverage may also be increased without medical review based on change in family status (marriage, birth or adoption of a child, divorce or death of a spouse).